Do providers that are high-street bad credit mortgages?

Do providers that are high-street bad credit mortgages?

Not at all times, and those which do might provide you with unfavourable prices.

The tables below will provide you with a basic idea of just how most likely you may be to have that loan in line with the variety of credit dilemmas you’ve got and just how very very long you may have to hold back before pushing ahead.

0-12 months years which are 1-2 years 3-4 years 4+ years
later re re payments Yes (a range) Yes (a variety) Yes (a variety) Yes (a variety) Yes (a variety)
Mortgage Arrears Yes (often maximum 3 belated) Yes (a variety) Yes (a variety) Yes (Any number) Yes (a variety)
CCJs Yes (if good LTV) perhaps (If good LTV) Yes (Any value) Yes (Any value) Yes (Any value)
Defaults Yes (if good LTV) perhaps (If good LTV) perhaps (If good LTV) Yes (Any value) Yes (Any value)
Debt MGBT Unlikely Yes (If credit history is unaffected) Yes (If credit file is unaffected) Yes (If credit history is unaffected) Yes (If credit file is unaffected)
IVA Unlikely feasible by having a 25% deposit viable by having a 20% deposit viable by having a 20% deposit potential with a 10% deposit
Bankruptcy Unlikely available with 25per cent deposit Possible with 15per cent deposit viable with 5% deposit viable with 5% deposit
Repossessions Unlikely Yes (with 25% deposit) Yes (with 25% deposit) Yes Yes

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